Frequently asked Questions
Getting a fast approval before buying your new car gives you greater flexibility to negotiate the price of your new car with the dealer of your choice. You also don’t have the concern of being rejected for finance at the point of sale.
There is no hard sell and our advisors will choose the most suitable finance package available for you at the best available rate.
We have helped thousands of customers drive the car they want to own. Provided you earn sufficient to fund the vehicle purchase and have the correct documentation then the answer is YES!
YES, you will need to supply 3 months business bank statements.
Nothing it’s FREE!
Guaranteed Contract Car Hire, unlike some companies make no charges to you at any time.
The choice is yours new or used, luxury or sports, there are very few exceptions. We specialise in providing finance for high value vehicles that other companies may not want to consider.
If not purchasing one of our vehicles, we only ask that the vehicle is from a reputable motor dealer with trade premises who has a Consumer Credit Licence. Also the vehicle is worth the asking price in relation to it’s market valuation.
Generally we do ask that the vehicle be under 4 years old at the start of the agreement. However in the case of higher value vehicles exceptions can be made.
YES, deposits start from 4 months rentals in advance. This may vary dependant on the vehicle you choose. A higher priced vehicle being bought on a Hire Purchase agreement may be subject to at least 20% deposit.
Anything from £7,000 to £150,000 the choice is yours. Provided your income will cover the repayment and you have sufficient deposit the answer will be YES!
You will need to provide a Full UK Drivers Licence, Passport, 2 Utility Bills & 3 months Bank Statements.
Completing our on-line application takes less than 5 minutes. We will advise you of a decision within 24 hours, and often in under 2 hours.
Once we have received original signed documentation back at our offices we will arrange an electronic transfer direct to the motor dealer.
Normally the terms are between 18 & 60 months dependant on the age of the vehicle at the end of the loan. Our standard Contract Hire agreements are for 48 months.
Generally 30 days.
YES – We specialise in helping customers who have been refused by other lenders.
Yes on contract hire.
Yes, at any time. The settlement figure is calculated using rules set out by the Office of Fair Trading.